Re: Truck done 2 weeks and already damaged. Will Geico pay?
Beautiful truck, man!! Wow! It's hard to beleive a renegade tire/wheel did that much damage. :eek:
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
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To the original poster, man that totally sucks and I hope everything works out for you in the end. That is a beautiful truck!!!!! :metal: |
Re: Truck done 2 weeks and already damaged. Will Geico pay?
Sorry to hear about that,
If you go to Charlotte look in turn one against the fence near the end of pit road for a guy named Randolph selling 67-72 parts. (he's always been there in the past). He may have the parts even if he didn't bring them to the show, He's from Columbia SC also, Michael |
Re: Truck done 2 weeks and already damaged. Will Geico pay?
Try finding an ad for an N.O.S. fender and any other parts you need . Have them on hand when they come out to look at it. Also a good idea to have a finshed vehicle appraised. Your truck won't really compare to the beat up ones they will try to find ads for to see what the value is. I had to get my Oldsmobile I used to have appraised. State Farm didn't think the factory ram air hood would cost $1500 to replace if needed, but I knew what they go for... if you can find one.
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
I think you will be O.K.
Your truck is extremely nice and there gonna know you have alot of blood/$weat and tears into her. I would get your own estimate at a shop you would feel comfortable using. If they give you any grief about the repairs grind it out until your happy. Ny nature there job will be to settle it for as cheap as possible. Worst case senario you can use grundy and pay your collision deductible (if you have one) and wait for reimbursement. Good luck shes a bueaty!!:metal: |
Re: Truck done 2 weeks and already damaged. Will Geico pay?
I would get quotes from 3 different shops that do classic repair work.Make sure they specify OEM parts.Then if the adjuster tries to lowball you,call Grundy and they should step up for you.Since the accident was not your fault and the truck was parked there's not any reason for it to be counted against your policy.I hope your policy was written on an appraisal or agreed value basis since they cannot dispute the worth of the truck.
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
Thanks for the help guys.
The only shop I trust to do the work is My shop. I do everything at my shop except the paint work, and I have a guy just down the street from me that does all my paint work. I don't know how they will take an estimate from me since I own the truck. Maybe I can get my painter to write up the entire estimate as if it would all be done there. Micheal, I'm in between turns 1 and 2 with a black 69 Camaro project car. I'll go see if I can find Randolph tomorrow. Thanks! |
Re: Truck done 2 weeks and already damaged. Will Geico pay?
I got a call from Geico today. They are trying to refuse to pay. They said that the driver didn't have Geico insurance, but the passenger did. Since she was not the one driving, they were not liable for paying for the damage. I don't see how it matters who was driving. I mean the vehicle was insured by Geico and the wheel came off and hit my truck. What a bunch of BS. I try to be a calm, reasonable, and rational person, but this is really starting to get irritating.
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
I had a similar accident when a neighbor thought it would be funny to do a burn out for his girl!!! The tire hit the rear quarter panel and left a good dent on the truck. My neighbor also had GEICO and the problem was resolved within three days.. Check in hand and all... Hope this helps....
Good luck |
Re: Truck done 2 weeks and already damaged. Will Geico pay?
Can t keep a great truck caged.....feathers are too nice
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
Insurance can differ from state to state but where I'm from (CA) Insurance follows the vehicle primarily and driver secondary.
If the passenger owned the vehicle and the vehicle is insured by them through Geico they should cover it. If the passenger has Geico and its not there car then Geico won't cover it becuse they had nothing to do with the accident. If the passenger owns the car and they have Geico but that particular car is not covered (Lets say it was registered non op and they drove it un insured) then they won't be covering it. I would report it to your insurance company....Hopefully you chose to have UM coverage added to the policy. Have your painter freind write up a estimate for ALL repairs. Once you get payment you can fix how you see fit. Brandin (Insurance Agent;)) |
Re: Truck done 2 weeks and already damaged. Will Geico pay?
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Joe |
Re: Truck done 2 weeks and already damaged. Will Geico pay?
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What could be happening is they did in fact add this car to the policy 2 weeks earlier. Some times the computer system dosent link underwriting with claims so they might not have an updated policy. What also might be happening (I hate to say this happens a bunch) is they called to add this vehicle to the policy about 30 minutes after they damaged your truck with hopes the insurance carrier wouldn't notice.......they always notice;):devil: If you have anyother questions let me know:metal: |
Re: Truck done 2 weeks and already damaged. Will Geico pay?
Go straight to your state department of Insurance and file a complaint. Geico has a history of this kind of thing. The will deny, delay and try to under pay. 4 states that I know of has sued geico fo that very reason. Unless you had uninsure/underinsured your company may not pay either. But you can sue the driver and the owner of the car.
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
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I guess I will try Geico again in the morning. Joe |
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Thanks |
Re: Truck done 2 weeks and already damaged. Will Geico pay?
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
geezz! thats a sweet truck!! Its a shame these classics are getting wrecked, EXPECIALLY yours..mine was hit last wednesday (old farm truck looks with a lot of $ invested for a 17 year old!) Hope ya get a big fat check soon too. Its been nearly a week and ive yet to hear from an adjuster saying when they are going to be comming out! And I was told by the car rental place im too young for a rental car!!!! This SUCKS! I hope you get it straightend out and find NOS fenders/hood/inner fenders cheap and fast!
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
Yeah Geico sucks. I had a claim against them in my company truck and they denied it was their fault tho my story and the police report matched and proved i was not at fault. but they knew due to the low cost of repair we likely wouldn't pay to dispute. They were right.
SUE THE OWNER OF THE VEHICLE. if you can't get geico to come around sue the owner and any judge in the world will agree they owe you. especially if your state is vehicle first. |
Re: Truck done 2 weeks and already damaged. Will Geico pay?
Also I currently have geico as my insurance... (hate it but $$ talk) However I am fixing to switch to another company. When they ask why I am leaving I would love to reference your case as my reason for not wanting to do business with them.
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
Bummer man! That is a sweet truck!
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Re: Truck done 2 weeks and already damaged. Will Geico pay?
Well it looks like my uninsured motorist coverage is going to pay. They said they would then bill the driver of the van for the cost.
The other party is claiming that they added the vehicle to their insurance the day of the accident, before the accident, but Geico says it doesn't become effective until the next day. I'll just let them fight it out. Thanks for everone's advice and support. |
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