Truck done 2 weeks and already damaged. Will Geico pay?
 

Well, I just finished my truck two weeks ago and drove it to Myrtle beach for the Run to the Sun show. Had a blast and averaged 19.25 MPG on the trip thanks to EFI and overdrive.

On this past Tuesday, I was moving cars around at the shop and parked the truck out beside the building. It wasn't out there 5 minutes and I heard a loud smash. I thought there was a wreck in front of the building. I walk outside to see a Dodge van setting off the side of the road, missing a front wheel. I walk over to see if everyone is OK and then I see it... The lost wheel and tire smashed into the left front fender of my truck. It seems they had forgotten to tighten the lug nuts on the van. I'm just thankfull that noone was hurt and it was my vehicle and not a customer's car that was damaged. Long story short is they have Geico insurance and I'm waiting to hear from the adjuster. I'm a little worried about Geico. Any experiences?

SO... I need to know who has the absolute best replacement sheet metal that I can buy. I would like to go with OEM, but that's probably going to be hard to find that's not beat up. I need a left fender, left inner fender, hood, grille, and maybe radiator support.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

oh man that sucks. At least no kids were playing were the tire came off, or the van didnt wreck. I dont know about your insurance company, but everyone I have had on an antique I get full coverage for the amount I think its worth. They should pay for the damages if you have full coverage. Did you file a report? Did the people in the van have insurance? Best of luck with your repairs, sure is a nice truck.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

They have Geico and yes I have antique auto insurance with Grundy, but I believe their insurance will be responsible for the damage under liability.

Here are some pics from the Myrtle Beach trip

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

I would talk with Grundy and see what they suggest . They may pay the claim and go after Geico for reimbursment .

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

The Hood shouldn't be too hard to find. I'd watch ebay for an OEM fender from Calif. . Ship it via Greyhound for safety sake. Inner fender from an aftermarket vendor is most likely source. Good Luck, and I like your way of not getting NUTZ over this. Al W.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

That's some good advice fellas. Thanks

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

Way to stay normal though this!!!...wicked truck, the bed shot is sweet!!....best of luck getting back on the road as soon as possible!!!!

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

contact your insurance, but give geico a shot to make it right.
I have had them since 94 and they are very fast to pay a claim.
A buddy of mine had a 69 GMC that got rear ended back in 97 or 98. Geico paid him quite well for the damages.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

O man, sorry to hear about your misfortune!!

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

sorry about the damage...hope Geico steps up and makes it as good as new....

Side note...can you post or pm some more pictures of the bed....I'm thinking of the hidden fastener strips also....did you get them from Mark-K?

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

They are MarK brand,but I bought them locally from Dave's Truck Parts.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

BEAUTIFUL!!!!

Thanks for the extra pics. I am going to use the polished cross-sills also.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

My heart skipped a beat, damn what a nice truck and this crap happens. Geico is pretty good I think you will have a check on the spot when the adjuster comes.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

sorry about your truck....but since your taking is so well at least the paint is fairly fresh and should be easy to match......;)

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

A couple years ago some nitwit left his car running in N and it walked across the road and crinkled the fender on my truck.

I think the guy had Farmers and they gave me no grief at all. Payed $1200 for the repair (which I used for other purposes since the front clip was coming off the truck soon anyway... lol)

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

I would have cried.

Go here this weekend, you're less than 1.5 hours away:

http://www.charlotte-autofair.com/

Decent fenders show up every once in a while, and I bought a real nice 67/68 hood for $100 last year.

If your truck has all OEM stuff on it now, I would not put an aftermarket fender on it.

What a beauty, hope you can get it back together soon.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

Thats too bad. Beautiful truck though. Their insurance should cover it. My 07 NBS was damaged by another vehicle while parked infront of my house. They sent an adjuster out and immediately sent me a check in the mail for a whole lot more money than it really cost me to fix it. But then again it wasnt geico. I think it was American Family.

It should work out with Geico

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

Geico has to pay. Its clearly negligence on the van owners part for not making sure the wheels are tightened. Your insurance will not pay. Geico will total the truck on you so be prepared for that. I would get a lawyer standing by if it goes sour.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

They will try to total it. State farm did that to me so I had to come up
with all kinds of reciepts for work done on it and then they cut me a check.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

I'm feelin your pain. sweet truck. hope this works out for you! I think everything will be fine. best of luck to you! Pat

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

Ouch! That hurts man. Best of luck with it all. Chris.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

Ok...dont contact your insurance and dont let them subrogate with Geico. If this happens, then you have a claim on YOUR record and YOUR policy.

This is pretty obvious who's fault it is. Just get with the Geico claims adjuster. As long as you are not going for extra cash to line your pockets, when they pay, they will pay whatever is needed to fix the truck. If their estimate is low, when the bodyshop fixes it, they will file a supplement for the cost difference. These things dont happen overnight. Just dont go crazy callin the adjuster every hour and you will be fine.

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

My Brother in law is an adjuster for geico. but he is in Bozeman, Mt. He tells me Geico is pretty good about taking care of claims. So really you shouldn't have much to worry about. Just finding a decent OEM parts is the worry some part .

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

i did:whine:

Re: Truck done 2 weeks and already damaged. Will Geico pay?
 

That sucks, I also finished mine about two weeks ago, and the thought of that happening makes me cringe!Good luck with your claim.