Re: My truck got hit yesterday
You're a nicer guy than me, I'll say!
When you INSIST on seeing their up-to-date insurance card, and non is offered, a call to the cops for a little :ho: is highly recommended...............ON THE SPOT! Especially when you've got 'um down with a flat tire! Nice truck! Hope all this works out for ya! |
Re: My truck got hit yesterday
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I see crap like that all the time, people taking on work regardless of their skill set. It can go terribly wrong, very quickly. That body shop gets nothing but respect from me. |
Re: My truck got hit yesterday
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Re: My truck got hit yesterday
True this. I remember a past similar situation I did this and the cop had to explain to the tourists that when they cause an accident, even if no damage was incurred to their vehicle, it's their fault and they are required to pay the consequences. In my case a group of tourists in a big sedan ran me off the road, across a grass median and onto an Interstate. If I didn't avoid them, it would have been me T-Bone'n them and somebody would have died.
Anyway... good advice. -klb Quote:
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Re: My truck got hit yesterday
I have to add my experience with Allstate, needless to say at first I was NOT in good hands! On 30 June a crazy lady jumped in her car and backed up without looking right into the bed on the drivers side, leaving a nice big dent that creased up to the top of the bed rail. She gave me her insurance paperwork and I filed a claim using their app that has you load pictures. A week letter I get a check for $1,200! I call and ask what is this, a down payment? They said no, it was an old 72 truck and $1,200 will cover having Maaco bang out the dent, bondo it and respray it. I go on to explain that isn't going to work and I was transferred to their "Expert" who told me that it was in my best interest to have it bondo'd because if I have a shop replace the side with new sheet metal, I am risking corrosion where they take apart the bed! And I think he was serious when he said this! I fought with them for another 3 weeks or so before they finally agreed to send out a real adjuster in person to put eyes on. He took one look and asked if it was a show truck to which I replied, well, I have shown it but it is also a daily driver that had no bondo on it before it was hit. His next words were, well, we have to make it right so if you want a new bedside, I will approve it. I quickly shook his hand and said thank you and of course you will then have to have the bedliner resprayed and he agreed. So total estimate is right at $4,000, a far cry from the $1,200 low-ball offer they wanted to give me! Truck should be done by the end of the week with a new gas filler door and a spare tire pocket now as well!
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Re: My truck got hit yesterday
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They Hate That! A good body shop will back you up on that. |
Re: My truck got hit yesterday
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I bet there is zero recourse once that check gets cashed. I also suspect having no prior correspondence is not an accident or oversight. They hope you just go and take that happy 1200 bucks to the bank! It's straight out trickery and a shame. -klb |
Re: My truck got hit yesterday
I too have USAA , just because you have the coverage through (any insurance company)does not mean they have to pay. I am dealing with an underinsured motorist claim(from 2016, still) on my daily driver. One thing I have learned is to purchase as much insurance as you can afford. There are many uninsured and underinsured motorists out there.
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