[Hard Luck]

I am with Chrome as well. That IS American National. Only issue I have with them is they keep raising rates $20-$30 a year to "cover their costs" according to my agent and that is with no policy changes or claims. My last insurance went down a bit every year with no claims.

Hope this works out for you, all my car together are not worth your $40k but I may call my agent and bug him anyway about this. I would think they would do what they can to keep collectors happy because it is a real gold mine for them. We pay in on cars and trucks that see a lot less road than any other and they have to be garaged so I would think the claims percentage is much lower.

Heck a $80k 2015 Vette would fall under standard insurance and much more chance of a gold chainer wrapping that around a pole.

Good Luck and I agree with getting the quotes on your own and submitting them. The rest is waiting.