Quote:
Originally Posted by timcos
... Service is the path to happiness.
Tim
|
That is my favorite quote from the whole thread.
My job/pay is contract based working in I.T. It's like seasonal work. Sometimes I need to make 8 months pay last 12. I try to pay cash and if I use a credit card, pay it off every month. Even with pretty good pay and only 1 car payment (out of 5), my truck has only gotten further from completion (Cannibalized for my son's project). I set a threshold on my savings that I don't want to dip below just to have the 3 months reserve and I haven't been able to do much besides use any surplus to take care of all those unexpected expenses that come up. It's still on the back burner until I get closer to being debt free. Plus, I'm using what extra I can set aside to improve my shop so I'll have a comfortable place to work on it.