[special-K]

I have a different outlook on giving the government an interest-free loan every year, then getting a fat return. I see it as an interest-free savings account and the interest a savings account with a bank yields is nothing to get excited about. The government uses our money to operate our nation, then gives it back. I guarantee, if everyone stopped this practice the government would come up with other ways to get that money, like raising taxes. Many would not save the amount of their return in a year. Since the return feels like a windfall, it boosts our economy since most feel pretty free about spending that money. The tend to buy bigger ticket items they'd have a hard time gathering the money for. It's how this country has been running since before any of us were born