Insurance Providers?

[dujobu]

Who do you all recommend for insurance for these trucks? I plan to drive it often, but not every day. So don't think the 'antique' insurance is the best option but I don't know. Anyone have a recommendation?

[mtully79]

Flo at Progressive?

[dujobu]

Very helpful. Thanks.

Originally Posted by mtully79

Flo at Progressive?

[landy]

I've had good luck with AAA and GEICO. Worth the time to shop around for quotes.

[pwdcougar]

15 minutes could save you 15% or so I've been lead to believe by a small lizard.

Paul

[dujobu]

I'm talking with Grundy but they're saying they only insure 'Collectors'. And since I'm driving mine a few times a week just to get around, that I don't qualify for that coverage. I just want insurance that will cover the actual value of what I put into the truck during restoration. Do regular insurance companies offer that for classic cars? I could just hear them saying after an accident, 'a 1971 Blazer… that's worth $500' or something.

[midnight rambler]

I have AAA but liability only, tried to get it insured for ten grand pre determined value, but they said no. Im looking around also.

[A1971Blazer]

In many cases involving insurance, a lot depends on the agent. This 15 minute, on-line bull-sh!t from some silly azz lizard......not for me. Guess who pays for all those high-priced commercials?

My agent is a friend I have known since childhood. I've never had an issue with getting a claim paid.

Find a reputable agent that understands what you have and what kind of coverage you want. There are companies that will write you a policy....but.......it may be a bit more expensive than "normal".

[mtully79]

I use State Farm, got a good deal because I have my other car and home with them as well. Shop around the big name guys and compere to Grundy, I have friends with "collector" cars and they drive them year round in and out of state which isn't covered in their plan and if they get busted can cost them some cash.

[pwdcougar]

I use American Collectors insurance in Cherry Hill NJ. They are pretty good about covering for agreed value and allow for occasional use driving. Years ago I wrote an article for an online magazine that dealt with classic car insurance. They were one of the few that allows for occasional use. Some companies only want you to drive to and from shows/cruise nights and no pleasure use. One stipulation that they have, as do most classic car insurance companies, is that the vehicle MUST be garaged.

Give them a call.

Paul


Hours:
Monday-Friday: 8:30 a.m.-7:00 p.m. EST
Saturday: 9:00 a.m.-5:00 p.m. EST
Customer Service & Claims Phone: (800) 360-2277
Customer Service & Claims Fax: (856) 779-7289

[dujobu]

Hoe does that work? Do they check your mileage every year or something? How can they bust you other than you getting in an accident in a place or at a time they said you can't drive it?

Originally Posted by mtully79

I use State Farm, got a good deal because I have my other car and home with them as well. Shop around the big name guys and compere to Grundy, I have friends with "collector" cars and they drive them year round in and out of state which isn't covered in their plan and if they get busted can cost them some cash.

[IIGW]

State Farm is the only people I have ever gone through. I have had two vehicles stolen over the years, and SF had paid me handsomely for them. For example, in the early 2000s I was big into the minitruck scene, I had a very custom 97 mazda b series truck. Kelly blue book was like 1800. Through pictures, magazine comparisons and talking to the adjuster I was paid almost 13k for the truck. When my jeep YJ was stolen from my driveway (ugh) KBB was around 3500 for it, SF paid me almost 10k for the jeep, again through build pictures and talking with the adjusters.
Moral of the story, take lots of pictures, document your build and go with State Farm.

[NONHOG]

I'd say much of proper coverage comes from a good agent (I live with mine)
You may think your long term friendly agent is doing you well. Confirm it!
Shop if only to keep them on there toes.
Don't count out your "average" insurance co. for collector coverage.
Some will surprise you.
Check around compare apples to apples. (agents get paid by commission)
State Farm treated me very well (years ago) when I wrecked my bike. That being said I'll never spend another dime with them. They are by far the worst company, IMO, to deal with on the repair industry side of things.
Which won't matter to most people. But does to me. (parts supplier)

Don't listen to your neighbor do your homework, shop around!

[mtully79]

Originally Posted by dujobu

Hoe does that work? Do they check your mileage every year or something? How can they bust you other than you getting in an accident in a place or at a time they said you can't drive it?

The only time I've ever heard of someone getting busted was in an accident outside of their expected range (~125 miles), and my friend was pulled over in South Carolina and the cop told him he could report him to his insurance company for travelling outside his insured area without having it hauled on a trailer.

You can hope for the best or plan for the worst which is why I went with standard coverage for my blazer so I could go anywhere I wanted at any time with no doubts about coverage.

To each his own!

[Gumby]

Originally Posted by IIGW

State Farm is the only people I have ever gone through. I have had two vehicles stolen over the years, and SF had paid me handsomely for them. For example, in the early 2000s I was big into the minitruck scene, I had a very custom 97 mazda b series truck. Kelly blue book was like 1800. Through pictures, magazine comparisons and talking to the adjuster I was paid almost 13k for the truck. When my jeep YJ was stolen from my driveway (ugh) KBB was around 3500 for it, SF paid me almost 10k for the jeep, again through build pictures and talking with the adjusters.
Moral of the story, take lots of pictures, document your build and go with State Farm.

If ya get yourself a nice Buick, maybe we can work something out.....

[dujobu]

I'm going with State Farm. It's cheaper to insure both our daily drivers AND the Blazer with them than it is to insure just the daily drivers with Allstate. And I'm getting coverage for $25K on the Blazer. Seems like a pretty solid company. And the local agent is a good friend of my bro-in-law. Thanks for the feedback guys. I really appreciate it.

[IIGW]

Originally Posted by Gumby

If ya get yourself a nice Buick, maybe we can work something out.....

i dont get this?

[Gumby]

Originally Posted by IIGW

i dont get this?

I get a free Buick, you get a fat check, win win

[Malo83]

Originally Posted by mtully79

i use state farm, got a good deal because i have my other car and home with them as well. Shop around the big name guys and compere to grundy, i have friends with "collector" cars and they drive them year round in and out of state which isn't covered in their plan and if they get busted can cost them some cash.

x2