classic car daily driver insurance?

[Lee H]

I'll be watching this. I have not been able to find an insurance company that would cover a classic as a daily driver at an "agreed to value" in the event of a total loss. When questioning State Farm, AAA, Mercury, to name a few, the bottom line was, in the event of a total loss, market value would be paid. Maybe some states have different insurance regulations? I currently use American Collector Insurance for my vettes. Some of the restriction are, cap on miles per year (I have to declare my mileage each year with renewal), locked garage, DD car for each licensed driver in the house, if wrecked or stolen at a place like the grocery store, mall, place of work, etc, no coverage.