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Old 08-01-2021, 08:16 AM   #17
LONGHAIR
just can't cover up my redneck
 
Join Date: May 2004
Location: Columbus OH
Posts: 11,414
Re: I bounced a check.

Quote:
Originally Posted by Mongo View Post
That is the very reason I have learned to post date a check. I have been burnt too many times(three to be exact) Glad it all worked out for you.
Although it varies by state, there are some weird laws about post dating checks. Technically it is not illegal, unless it can be proven that the intent was to deceive. Since this is not the case here, it's a non-issue. But, as Paul found out, neither the recipient nor the bank is obligated to honor that date. The "weird" part comes from the actual funds. If you do this with the required funds in the account, it's all good. If not however, it is actually fraud. In this instance, it was just a mistake and no one seems to care, but it's still not a good idea.
In this day and age though, you would think that banks could move a little faster? But, as noted, they don't care. If anything, they probably profit from the money being in limbo.
Couldn't you have just transferred the money at an ATM? Then even if the guy had deposited it the same day, the money would have been there, since banks account for all deposits before debits.

Speaking of...I was just in the bank I use the other day, but it was a different branch than normal. It did not have any tellers or even a teller line. All they have are the little cubicles for personal meetings. Everything else is done by this over-grown looking ATM. You can actually withdraw as much as 3k, right from the machine.


Quote:
Originally Posted by FleetsidePaul View Post
No. Not a Fiat. That was my wife's thing.

It's a red 02 Thunderbird. This is a pic off the net. I still can't get my new overpriced iphone to communicate with my computer to post pic's. But it looks exactly
like this one.

My wife says it's a grandpa car... So what? I am a grandpa.

I just saw one of those yesterday. It has been at least a couple of years since I have seen one in the wild. It was that champagne color, whatever Ford calls it?
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Quote:
Originally Posted by Longhorn Man View Post
As for reading directions...
The directions are nothing but another man's opinion.
Learn from the mistakes of others, you won't live long enough to make them all yourself...

Bad planning on your part does not necessarily constitute an instant emergency on my part....

The great thing about being a pessimist is that you are either pleasantly surprised or right.
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