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Re: Those dreaded words
I agree that it may not be optimum to get a large tax return at tax time but the truth is most people don't have the financial discipline to save the difference and still have it at the end of the year. I hear people blame the school systems for not teaching personal finance but the biggest part of personal finance can be covered with 4th grade math (with the exception of compound interest and the future cost of money). Grade school does teach us not to use drugs or smoke, you can see how well that works.
I have a buddy who sells lower market cars and most of his sales are from tax returns.
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