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07-31-2021, 12:49 AM | #1 |
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I bounced a check.
You heard right. I wrote a check and it bounced like a basketball.
I bought a car. I wrote a check for it and told the guy (I know him) to hold it until the money gets transferred from my other account. Probably 3 to 4 business days. Don't ask me why it takes that long but it does. I've done it before. I'm basically at the mercy of the banks and they are in no hurry. So... He tells me "no problem'. He will hold the check until I call and give him the green light. Then I get nastygrams from my bank telling me that I have no money in my checking account. Sure enough, the check was deposited the same day despite me making it very clear that I had to transfer the funds. Apparently one of the partners at the dealer neglected to tell the other that the check was on a hold and the other guy went and deposited it that day. They were very apologetic for screwing up my checking account. And said that they would pay any fees that I incurred. It was only 35 bucks so I told them to buy me a beer the next time I saw them and we'd call it good. It was just alarming to see my account in the red...Way in the red. But it's all good now.
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1971 Custom C/20 1970 CST 20 1970 C/30 Flatbed 1983 C/30 Dually 2015 Corvette Z51 2021 Corvette Z51 1991 Cadillac Hearse 1982 Cadillac Eldorado Biarritz 2000 Porsche Boxster S 2020 Jeep Gladiator 1973 VW Thing 1973 Plymouth Satellite wagon 1963 Baja Bug 1959 Bug Dune Buggy 1970 Baja Bug 1987 Jaguar XJ 350. R.I.P. El Jay R.I.P Jessie. R.I.P Grumpy. Every day is a gift from God. |
07-31-2021, 01:37 AM | #2 |
Post Whore
Join Date: May 2015
Location: Alabama
Posts: 14,657
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Re: I bounced a check.
That sure sucks...i had multiple checking accounts yrs ago...I did that once, because I wasnt paying attention and wrote a check on the wrong account..never no more...I got rid of the other accounts and only have 1 now..
Embarrassing more than anything ...cause you know you got the $$$..
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07-31-2021, 12:02 PM | #3 |
YES_____NO
Join Date: Jul 1999
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Re: I bounced a check.
That is the very reason I have learned to post date a check. I have been burnt too many times(three to be exact) Glad it all worked out for you.
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07-31-2021, 12:22 PM | #4 | |
R.I.P. E.S.L.L.
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Re: I bounced a check.
Quote:
This was just a case of one hand not knowing what the other one was doing.
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1971 Custom C/20 1970 CST 20 1970 C/30 Flatbed 1983 C/30 Dually 2015 Corvette Z51 2021 Corvette Z51 1991 Cadillac Hearse 1982 Cadillac Eldorado Biarritz 2000 Porsche Boxster S 2020 Jeep Gladiator 1973 VW Thing 1973 Plymouth Satellite wagon 1963 Baja Bug 1959 Bug Dune Buggy 1970 Baja Bug 1987 Jaguar XJ 350. R.I.P. El Jay R.I.P Jessie. R.I.P Grumpy. Every day is a gift from God. |
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07-31-2021, 01:01 PM | #5 |
Registered User
Join Date: Oct 2015
Location: PNW
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Re: I bounced a check.
Sorry to hear that your Jeep came without a hitch.
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07-31-2021, 01:11 PM | #6 |
R.I.P. E.S.L.L.
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Re: I bounced a check.
Bad choice of words. The Jeep has a hitch.
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1971 Custom C/20 1970 CST 20 1970 C/30 Flatbed 1983 C/30 Dually 2015 Corvette Z51 2021 Corvette Z51 1991 Cadillac Hearse 1982 Cadillac Eldorado Biarritz 2000 Porsche Boxster S 2020 Jeep Gladiator 1973 VW Thing 1973 Plymouth Satellite wagon 1963 Baja Bug 1959 Bug Dune Buggy 1970 Baja Bug 1987 Jaguar XJ 350. R.I.P. El Jay R.I.P Jessie. R.I.P Grumpy. Every day is a gift from God. |
07-31-2021, 01:21 PM | #7 |
Registered User
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Re: I bounced a check.
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07-31-2021, 12:35 PM | #8 |
Registered User
Join Date: Jul 2014
Location: Olathe, KS
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Re: I bounced a check.
The real question is what vehicle did you get?
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07-31-2021, 01:08 PM | #9 |
R.I.P. E.S.L.L.
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Re: I bounced a check.
I don't know if I should say here. It's the F word.
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1971 Custom C/20 1970 CST 20 1970 C/30 Flatbed 1983 C/30 Dually 2015 Corvette Z51 2021 Corvette Z51 1991 Cadillac Hearse 1982 Cadillac Eldorado Biarritz 2000 Porsche Boxster S 2020 Jeep Gladiator 1973 VW Thing 1973 Plymouth Satellite wagon 1963 Baja Bug 1959 Bug Dune Buggy 1970 Baja Bug 1987 Jaguar XJ 350. R.I.P. El Jay R.I.P Jessie. R.I.P Grumpy. Every day is a gift from God. |
07-31-2021, 02:15 PM | #10 |
Senior Member
Join Date: Jan 2001
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Re: I bounced a check.
Ferraris are expensive to maintain, but you should have a lot of fun with it.
Or did you mean Freightliner?
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07-31-2021, 09:16 PM | #11 |
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Re: I bounced a check.
U would think with that many posts u would know better to admit that
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07-31-2021, 11:54 PM | #12 |
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Join Date: Oct 2009
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Re: I bounced a check.
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08-01-2021, 12:08 AM | #13 |
All about them K’s
Join Date: Jun 2014
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Re: I bounced a check.
Another Fiat huh?
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Tyler '57 3100 http://67-72chevytrucks.com/vboard/s...d.php?t=813888 '72 K20 Cheyenne: 5” lift, 35’s, front dana 60 blah blah blah… http://67-72chevytrucks.com/vboard/s...d.php?t=662879 ‘69 K10 SWB: 4” lift 33”s… in a million pieces http://67-72chevytrucks.com/vboard/s...d.php?t=805206 '98 Silverado LT K2500HD ECLB Vortec 454/4l80E: 6" lift 35x12.5x20’s |
08-01-2021, 12:42 AM | #14 |
R.I.P. E.S.L.L.
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Re: I bounced a check.
No. Not a Fiat. That was my wife's thing.
It's a red 02 Thunderbird. This is a pic off the net. I still can't get my new overpriced iphone to communicate with my computer to post pic's. But it looks exactly like this one. My wife says it's a grandpa car... So what? I am a grandpa.
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1971 Custom C/20 1970 CST 20 1970 C/30 Flatbed 1983 C/30 Dually 2015 Corvette Z51 2021 Corvette Z51 1991 Cadillac Hearse 1982 Cadillac Eldorado Biarritz 2000 Porsche Boxster S 2020 Jeep Gladiator 1973 VW Thing 1973 Plymouth Satellite wagon 1963 Baja Bug 1959 Bug Dune Buggy 1970 Baja Bug 1987 Jaguar XJ 350. R.I.P. El Jay R.I.P Jessie. R.I.P Grumpy. Every day is a gift from God. |
08-01-2021, 08:16 AM | #15 | |||
just can't cover up my redneck
Join Date: May 2004
Location: Columbus OH
Posts: 11,414
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Re: I bounced a check.
Quote:
In this day and age though, you would think that banks could move a little faster? But, as noted, they don't care. If anything, they probably profit from the money being in limbo. Couldn't you have just transferred the money at an ATM? Then even if the guy had deposited it the same day, the money would have been there, since banks account for all deposits before debits. Speaking of...I was just in the bank I use the other day, but it was a different branch than normal. It did not have any tellers or even a teller line. All they have are the little cubicles for personal meetings. Everything else is done by this over-grown looking ATM. You can actually withdraw as much as 3k, right from the machine. Quote:
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08-01-2021, 01:10 PM | #16 | |
R.I.P. E.S.L.L.
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Re: I bounced a check.
Quote:
I'll bet it's been a while since you saw one of these T Birds. It's been years since I've seen one myself. That's what I like about it. I like unusual cars. Something that you don't see everyday. I collect weird stuff. And it's comfortable. Not fast but not too slow either. It suits me. None of the new gadgets. Just a CD player. My only complaint is that for a large car it has no room. 2 seats and the trunk is a joke. The convertible top takes up a lot of the space. I won't be taking it to the supermarket anytime soon. I can see why they didn't sell well. They are underpowered, debatable styling, and a hefty price tag when new.(19 years later and it still wasn't cheap) but it's only got 45K on the odometer. Always garaged. It's like new. My Corvette's are still better.
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1971 Custom C/20 1970 CST 20 1970 C/30 Flatbed 1983 C/30 Dually 2015 Corvette Z51 2021 Corvette Z51 1991 Cadillac Hearse 1982 Cadillac Eldorado Biarritz 2000 Porsche Boxster S 2020 Jeep Gladiator 1973 VW Thing 1973 Plymouth Satellite wagon 1963 Baja Bug 1959 Bug Dune Buggy 1970 Baja Bug 1987 Jaguar XJ 350. R.I.P. El Jay R.I.P Jessie. R.I.P Grumpy. Every day is a gift from God. |
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08-01-2021, 01:38 PM | #17 | |
All about them K’s
Join Date: Jun 2014
Location: Land of Entrapment
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Re: I bounced a check.
Quote:
Those T birds are pretty cool, Nice buy. I’ll only hold it against you a little bit for buying one of THOSE “F words” I agree there’s no excuse for the way banks play games with transfers and checks; it’s bit me a few times in the last couple years. Really frustrating.
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Tyler '57 3100 http://67-72chevytrucks.com/vboard/s...d.php?t=813888 '72 K20 Cheyenne: 5” lift, 35’s, front dana 60 blah blah blah… http://67-72chevytrucks.com/vboard/s...d.php?t=662879 ‘69 K10 SWB: 4” lift 33”s… in a million pieces http://67-72chevytrucks.com/vboard/s...d.php?t=805206 '98 Silverado LT K2500HD ECLB Vortec 454/4l80E: 6" lift 35x12.5x20’s |
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08-01-2021, 07:24 AM | #18 |
Special Order
Join Date: Nov 2004
Location: Mt Airy, MD
Posts: 85,858
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Re: I bounced a check.
Stop bragging. I have you beat. I'm amazed the check I wrote last week didn't bounce! First one in months. Must be something wrong with the system
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08-01-2021, 08:49 AM | #19 | |
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Re: I bounced a check.
Quote:
Everybody is different in how they do their banking, some use banks, others credit unions. I don't believe there is much difference. I use a CU and do most all my banking on line, I might go to the CU once or twice a year. I have almost everything direct deposited and I pay all my bills on line. I do write a few checks, but not many, but if I'm in this type of situation I just go into my account and transfer money from savings to checking, just a matter of pushing a few buttons. Happens in minutes, not days. I've never owned a credit card, but do have a debit card which I use for most purchases and I can get extra spending money at most stores so I've never used a ATM machine. This all works for me, but may not for someone else. I do like the T-Bird by the way. |
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08-01-2021, 09:35 AM | #20 |
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Join Date: Jul 2014
Location: Olathe, KS
Posts: 384
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Re: I bounced a check.
I always liked those and have come close to buying a few over the years as my wife would drive it as well. Plus it’s a whole lot more affordable then the 69 firebird conv that she really wants for an open top driver.
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08-01-2021, 01:09 PM | #21 |
Senior Member
Join Date: Oct 2013
Location: Garden City, GA
Posts: 296
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Re: I bounced a check.
Funny thing about checks - You can write one on a napkin as long as it has a check number, date, and account information and the banks will honor it. I was told this by an accountant back in the 80s.
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08-01-2021, 03:57 PM | #22 |
20' Daredevil (Ret)
Join Date: May 2003
Location: Jefferson State
Posts: 13,661
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Re: I bounced a check.
Yup. I know a guy who used to work as a carpenter. Claims he once wrote a 'check' on a scrap of lumber. It was cashed and the bank processed it.
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08-01-2021, 04:23 PM | #23 |
laying low
Join Date: Mar 2001
Location: Searcy, Ark. USA
Posts: 13,340
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Re: I bounced a check.
I like Birds too. My first car purchase was going to be a triple black 55 but that didn't work out. So I bought a truck. These newer ones aren't as stylish as the OG but I do like the 2 seater platform. I think these newer ones were 1st v6 powered weren't they? Later a 4. something v8 was offered? I still find them running around here. A triple black one comes by quite often too.
Ahem. Where was I. I can say in the years I worked at the bank no one ever presented anything but a real check to me. Heck, back then we still used counter checks too.
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08-01-2021, 05:23 PM | #24 | |
R.I.P. E.S.L.L.
Join Date: Aug 2005
Location: Kernville CA./ Lake Isabella CA.
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Re: I bounced a check.
Quote:
When I was a kid we had a blue 55 and a red 56 T Bird. They looked cooler than the retro one but this is way more comfortable. I have a older friend that I drive around from time to time because he doesn't drive anymore. He loves the T Bird because he had trouble getting in and out of my Corvette and won't ride in the hearse.
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1971 Custom C/20 1970 CST 20 1970 C/30 Flatbed 1983 C/30 Dually 2015 Corvette Z51 2021 Corvette Z51 1991 Cadillac Hearse 1982 Cadillac Eldorado Biarritz 2000 Porsche Boxster S 2020 Jeep Gladiator 1973 VW Thing 1973 Plymouth Satellite wagon 1963 Baja Bug 1959 Bug Dune Buggy 1970 Baja Bug 1987 Jaguar XJ 350. R.I.P. El Jay R.I.P Jessie. R.I.P Grumpy. Every day is a gift from God. |
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08-01-2021, 05:42 PM | #25 | |
R.I.P. E.S.L.L.
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Re: I bounced a check.
Quote:
He told me that the credit card company's kept sending him those "pre approved' offers with postage paid return envelopes. I guess they were pretty aggressive and it got on his nerves. So he would tape the return envelope to a brick and they would have to pay the postage.
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1971 Custom C/20 1970 CST 20 1970 C/30 Flatbed 1983 C/30 Dually 2015 Corvette Z51 2021 Corvette Z51 1991 Cadillac Hearse 1982 Cadillac Eldorado Biarritz 2000 Porsche Boxster S 2020 Jeep Gladiator 1973 VW Thing 1973 Plymouth Satellite wagon 1963 Baja Bug 1959 Bug Dune Buggy 1970 Baja Bug 1987 Jaguar XJ 350. R.I.P. El Jay R.I.P Jessie. R.I.P Grumpy. Every day is a gift from God. |
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